5 of the Best Payment Gateways Out There



Finding the best payment gateway is a hot topic forthose who are looking to start an online business. A number of online payment gateways are operating to help such people, but some of these gateways give better services than others. As a responsible web agency, Pepperweb has always tried to save youfrom the hard work associated with market research. That’s why we have shared thesedetails about the world’s top payment gateway companies for your benefit.


Who does not know that PayPal is the world’s most popular online payment acquirer? The annual payments acquired by PayPal during 2011 reached $4 billion, which is far greater than any other online payment gateway’s annual transactionstill today.  PayPal users can take payments and send money from the same account, which is a rare service, and only a few gateways have been able to provideit.

You do not have to pay any monthly fee or account setup charges for availing PayPal service. Instead, it takes 2.9% + $0.30 per transaction after you have become its member.


E-commerce sites consider Authorize.Net as the best go-to gateway for getting payments. The most powerful E-Commerce web development platforms, such as Volusion, Magento and X-Cart, are empowered to accept payments through this portal.

Every customer has to pay $99 under Authorize.Net account setup fee.  After this, a fee of $20 per month applies under membership charges while members are charged with $0.10 per transaction.

3-Google Checkout

Google has given a very good answer to PayPal with its Google Checkout service that enables a user to make payments from an account which is directly connected to the Google profile. This payment gateway has a great potential for becoming a leader in online payment acquirers’ field since Google as a search engine and developer of Android OS facilitates billions of people every day. In addition to this, buying goods online through Google Checkout is a very simple process.

Google Checkout subtracts 2.9% + $0.30 per transaction for every purchase that is less than $3,000. The transaction fee drops with increase in the size of a purchase.

4-Amazon Payments

You can send and receive money online with help of Amazon Payments. Amazon Payments has two sections. You can receive money via API section while ACH section is for making payments.

Amazon subtracts 2.9% + $0.30 per transaction for a payment that is above $10. The cost per transaction of Amazon Payments is lower for bigger payments. However, the user is charged at 5.0% + $0.05 per transaction when it is under $10.


Although Dwolla is a newcomer in third-party payment gateways list, it has emerged as a big competitor to PayPal. Statistics show that Dwolla has been processing over $1 million every day. However, its name is struggling to gain popularity at the international level. A user can set an account on Dwolla just like as he has to do on PayPal.

Dwolla has set flat charges for every transaction. It does not charge for a paymentsmaller than $10, while a transaction above $10 is charged at a flat rate of $0.25 per transaction.

Pepperweb achieves full harmony between guidelines of an online payment gateway and mobile applications. Engage us to get world-class mobile applications for your business needs.

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